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Head of Credit Risk Management (Financial Services), Bangkok

  • Sector: Monroe Banking & Finance
  • Contact: Atom - Kanokwan
  • Client: Monroe Consulting Group
  • Location: Thailand
  • Salary: Negotiable
  • Expiry Date: 09 August 2026
  • Job Ref: BBBH497572_1778465882
  • Contact Email: h.kanokwan@monroeconsulting.co.th

Monroe Consulting Group is recruiting on behalf of a fast-growing financial services organization expanding its risk management capabilities in Thailand. The company specializes in unsecured lending solutions and digital consumer finance products, with a strong focus on innovation, analytics, and sustainable portfolio growth.

We are seeking an experienced Head of Credit Risk Management to lead strategic credit risk initiatives across portfolio analytics, scoring models, and IFRS 9 frameworks. This role is ideal for a commercially minded risk leader who can balance innovation, governance, and business growth within a dynamic lending environment, offering strong exposure to executive management, with the opportunity to shape and modernize enterprise-wide credit risk frameworks in a fast-paced and digitally driven organization.


Job Responsibilities

  • Lead the overall consumer credit risk function, including portfolio monitoring, acquisition risk, and risk analytics

  • Manage and enhance credit risk frameworks, policies, and governance standards to align with business and regulatory requirements

  • Oversee IFRS 9 and ECL processes, including provisioning methodology, staging logic, and related reporting

  • Drive the development, review, and optimization of application and behavioural scorecards

  • Analyse portfolio performance, customer behaviour, and emerging risk trends to support strategic business decisions

  • Collaborate with business, finance, operations, compliance, and technology teams on risk-related initiatives and product launches

  • Recommend process improvements, automation opportunities, and analytics enhancements to improve operational efficiency

  • Prepare and present portfolio insights, risk assessments, and strategic recommendations to executive management

  • Mentor and develop team members while fostering a high-performance and collaborative team culture

Job Requirements

  • Solid experience in consumer finance, banking, fintech, or unsecured lending environments

  • Strong understanding of retail lending risk, portfolio management, and credit risk analytics

  • Familiar with IFRS 9, ECL frameworks, and scorecard methodologies

  • Experience managing teams and working with senior stakeholders or regional offices

  • Strong analytical thinking, business acumen, and problem-solving skills

  • Knowledge of data visualization, BI tools, or automation solutions would be beneficial