SVP, Credit Risk Management

Executive recruitment company Monroe Consulting Group Indonesia is recruiting on behalf of a digital bank for the role of SVP, Credit Risk Management, The job is based in Jakarta, Indonesia.


The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group's business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Responsibility:

  • Implementing and maintaining credit risk framework, policies and methodologies
  • Updating branch on the Group Approving Authority's Credit Discretionary Limits (CDL) and monitoring transactional CDL
  • Monitoring and managing the branch's credit risk-related Risk Appetite Limit, credit risk concentration, counterparty credit risk and special assets, etc.
  • Monitoring delinquency, NPL and ECL stage 3 provision trend for credit portfolios
  • Provision of independent and timely risk assessment of the overall credit risk profile to Management
  • Designing the stress tests (assumptions, parameters, methodologies, scenarios, etc) and reviewing the results of the tests before submission for endorsement
  • Maintaining and updating the Credit Stress Test Policy
  • Supporting any Basel / regulatory implementation for credit risk
  • Supporting any ad-hoc Credit Risk related project / task from time to time assigned by H.O. and / or local management
  • Acting as an independent credit risk control unit for model deployment and monitoring and risk system maintenance
  • Provision of risk advisory in respect of credit risk management and local regulatory credit risk regime.


Requirement:

  • University degree in Risk Management, Finance, Business Administration and /or Economics
  • Minimum 10+ years of work experience in banking industry within relevant background
  • Good knowledge on commercial/digital banking products with familiarity with local credit regulatory regime and experience with regulator an added advantage.
  • Solid risk management knowledge and skill with particular focus on credit risk management
  • Knowledge on Basel II / III / IV within context of credit risk management
  • A good sense of numerical and logical reasoning and detailed mind
  • Good report and policy writing skills
  • Good comment of written and spoken English