Monroe Consulting Group is helpinf a leading fintech company in seeking an experienced Credit Risk Head to lead the Credit Risk Modelling and Credit Risk Portfolio teams.
This individual will be responsible for developing and implementing credit risk strategies, policies, and procedures to optimize the credit risk portfolio for MSME segments. The ideal candidate will have extensive experience in credit risk management, portfolio management, and credit risk modelling.
Responsibilities:
- Develop and implement credit risk policies, procedures, and strategies to optimize the credit risk portfolio for MSME segments
- Lead a team of credit risk analysts and portfolio managers to manage and monitor the credit risk portfolio
- Develop credit risk models, scorecards, and other analytical tools to assess credit risk
- Conduct ongoing analysis of the credit risk portfolio and make recommendations for improvement
- Monitor credit risk performance and identify emerging risks and trends
- Collaborate with other teams to ensure credit risk policies and strategies align with business goals
- Develop and maintain relationships with key stakeholders, including regulatory bodies and external vendors
Requirements:
- Bachelor's degree in a related field such as Finance, Mathematics, or Statistics
- At least 7 years of experience in credit risk management, portfolio management, or related fields
- Experience leading a team of analysts and portfolio managers
- Strong analytical and problem-solving skills, with a focus on data-driven decision making
- Experience developing credit risk models and scorecards
- Knowledge of regulatory requirements related to credit risk management
- Excellent communication and interpersonal skills, with the ability to communicate complex concepts to stakeholders at all levels
- Proven ability to manage multiple projects and priorities in a fast-paced environment
Preferred Qualifications:
- Master's degree in a related field such as Finance, Mathematics, or Statistics
- Experience in credit risk management for MSME segments
- Experience in a fintech company or other fast-paced, high-growth environment
