Executive recruitment company Monroe Consulting Group Philippines is recruiting on behalf of one of the largest multinational banks in the Philippines. Our respected client is seeking a banking professional for the job of Credit Manager who is well versed in Credit Risk Management in the banking sector. The Onsite job is based in BGC, Taguig City.
Job Summary:
As the middle office of the Branch's credit business, The Credit Manager is responsible to assess the Credit proposal, monitor and manage credit risk. He/She ensures the conduct of the Branch's credit business is within the letter and spirit of Head Office and regulatory requirements.
Key job responsibilities include:
- Report to the Head or Deputy Head of Risk Control Department;
- Assess the credit proposal from front office;
- Analyze macroeconomics, economic activity and the creditworthiness of Bank's Clients, analyzing relevant industry and financial condition of borrowers, analyze the risk factors and prepare mitigating suggestions;
- Conduct project loan assessment;
- Prepare and submit credit assessment report to the Credit Committee, establish and adjust limits and/or preconditions for credit deals, based on the results of monitoring and analysis of the financial situation and information;
- Regularly review the credit policy of the bank;
- Other works assigned by the Head or Deputy Head of Risk Control Dept.
Key job requirements include:
- BS/MS degree in finance or economics and other related courses.
- Minimum of 5 years of experience on the corporate loan assessment and analysis in Corporate banking and commercial banking sector, top 10 banks is preferred.
- Professional knowledge and skillsincluding：
- Possession of professional methods of financial and economic analysis of economic activities of corporate;
- Accounting standards IFRS knowledge;
- Possession of ability of macroeconomics analysis and industry analysis;
- Familiar with energy, real estate, power, mining and infrastructure industry, capable of writing industry analysis report and project loan assessment report;
- Capable of writing comprehensive and in-depth credit assessment report;
- Familiar with credit risk management requirement of BSP.
