Responsibilities:
- Formulate end-to-end life-cycle policy for all Commercial in Lending. Thinking through and creating the strategy for developing, implementing and monitoring financing operations for SMEs in all entities;
- Identifying potential collaborating partners for research on successful financing of SMEs and developing a leading knowledge database on SME financing solutions and best practice risk management strategies for successful operations financing SMEs;
- Conceptualise and lead the execution of policies/strategies that enable effective risk management whilst facilitating business growth opportunities. Designing, implementing, monitoring, managing SME operations in all entities;
- Collaborating closely with other institutions to ensure complementarities and synergies in the development of successful SMEs in order to achieve overall strong developmental results and impact;
- Ensure the effectiveness of currently prevailing fraud and credit risk policy/processes together with all the other relevant stakeholders Identify and integrate tools owned by other stakeholders to improve policy effectiveness;
- Formulating proposals for mobilizing funding from various donors, foundations and partner banks, for implementing training programs/seminars/events/initiatives targeting development and financing of SMEs;
- Identifying existing financial products, designing new financial products and introducing new financial products to increase access to financing for SMEs and to meet their needs.
Job Requirements:
- Bachelor's or Master's degree in finance or economics, strategic management, business administration, or a related field
- At least 5 years of experience in analytic, problem-solving roles within a fast-paced environment
- In-depth knowledge of commercial lending credit and fraud risk factors
- Proven experience in Lending or relevant role at financial service companies
- Demonstrable competency in strategic planning and business development
- Experience in consumer or commercial lending/ banking/fintech will be a must
- Working knowledge of data analysis and performance/operation metrics
- Good on People leadership and effective stakeholder management
