Monroe Consulting Group is looking for Head of Product for one of its esteemed client, a Digital Bank based in Jakarta, Indonesia.
Key Responsibilities
Product Strategy & Vision
- Define and own the multi-year product vision and strategy for the lending vertical, aligned with Superbank's overall business goals.
- Identify market opportunities, competitive dynamics, and customer needs to drive product innovation and differentiation.
- Partner with the Chief of Product, CEO, and key stakeholders to align lending strategy with overall company direction.
Product Development & Execution
- Lead the full product lifecycle - from discovery and ideation through to launch and post-launch optimization - for all lending products.
- Translate strategic priorities into a clear, prioritized product roadmap with measurable outcomes.
- Collaborate cross-functionally with Engineering, Design, Data, Risk, Legal, and Compliance to deliver high-quality products on time.
Team Leadership
- Build, mentor, and grow a high-performing team of Product Managers and Product Analysts within the lending vertical.
- Foster a strong product culture - data-driven, customer-obsessed, and outcome-focused.
- Set clear performance expectations and support the professional development of each team member.
Commercial & Risk Management
- Work closely with Credit Risk and Data Science teams to design responsible lending products that balance growth with risk.
- Drive key lending KPIs including disbursement volume, approval rate, NPL, conversion, and customer retention.
- Ensure all products are compliant with OJK regulations and internal risk policies.
Stakeholder Management
- Serve as the primary product authority for lending across internal and external stakeholders.
- Present roadmap updates, business cases, and performance reviews to C-suite and Board-level stakeholders.
- Build strong relationships with partners, regulators, and third-party vendors as relevant to the lending business.
Qualifications & Experience
- 8+ years of product management experience, with at least 3-4 years in a senior/lead role within fintech, digital banking, or lending.
- Deep understanding of lending products - consumer credit, KTA, BNPL, SME financing, or similar - including credit lifecycle and underwriting principles.
- Demonstrated ability to define and execute product strategy in a fast-paced, data-driven environment.
- Strong commercial acumen with experience owning P&L or key business metrics.
- Experience leading and managing cross-functional teams and senior stakeholders.
- Familiarity with OJK regulations and Indonesian financial services landscape is highly preferred.
- Excellent communication skills - able to articulate complex product decisions clearly to technical and non-technical audienc
